A variable interest rate loan is a loan in which the interest rate charged on the outstanding balance varies as market interest rates change. As a result, your payments will vary as well (as long as your payments are blended with principal and interest ). Fixed interest rate loans are loans.
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A better alternative might be a personal loan, where should could borrow $25,000 quickly, easily, and with very little cost. She wouldn’t have to touch her first mortgage or reset her loan term.
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